http://www.lecancalais.com/proprietary-red/
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 1994 Opus One Proprietary Red Wine 60 L Imperial owc  US $2,949.50
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 12 Bottles 2008 Peter Michael Les Pavots Proprietary Red Wine RP 95 WS 98 US $2,240.58
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 1988 Opus One Proprietary Red 60 L US $1,837.70
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Proprietary Red
The Red Flag Rules - A New Tool to Combat Identity Theft
Identity theft is on the rise and the federal government is taking new steps to combat the misuse of individual information. One such measure currently being implemented in businesses throughout the country is known as the "Red Flag Rules." On November 1, 2008 the US Federal Trade Commission (FTC) adopted regulatory language requiring various entities to create policies and procedures to address detection, prevention and mitigation of identity theft for "covered accounts." A covered account is any client who is authorized credit or deferred payment, so the number of businesses that must comply with this new rule is staggering. Lenders, mortgage brokers, financial institutions, car dealers, hospitals and all medical and dental practices must comply with these new Red Flag Rules.
Many business have no idea of these new Red Flag Rule requirements. "I simply had never heard of these Red Flag Rules before now," said Beth Wickham, a medical practice office manager in Florida. "We read up on the rules, and found a vendor that provided a straightforward solution that seemed to meet our needs. We're now completing our staff training so as to be in compliance by August 1."
The FTC Red Flag Rules have four basic requirements that each business or medical practice must comply with:
• Identify relevant patterns, practices and activities that signal possible identity theft and incorporate those into provider policies and procedures to identify, prevent or mitigate identity theft risk.
• Create an effective program to detect these "red flags" in daily operation.
• Respond appropriately to detected "red flags" to prevent and mitigate identity theft.
• Ensure the program is updated periodically (at least annually) to incorporate new issues, effective responses, and to make the plan more effective.
Enforcement of this regulation was to commence May 1, 2009, but based on the large percentage of businesses unaware of the new requirements, on April 30 the FTC extended the deadline until August 1, 2009. With just a few days left to comply, businesses throughout the country are scrambling to find a solution that fits their unique requirements.
Numerous companies are offering solutions to assist businesses with their Red Flag Rule compliance. Most of these solutions are modifications of existing compliance software or programs, and the costs range from $500-$2500 with many requiring annual subscriptions. While some larger financial institutions may require such bold solutions, these are overkill and overbudget for the vast majority of businesses.
One vendor that has sold thousands of "Red Flag Toolkits" is i-Comply - a consulting firm specializing in compliance products for physicians. "We took the approach that best met our existing customers' requirements," said Scott Keith, the sales director for i-Comply. "They needed a simply, straight-forward toolkit that was affordable and could be implemented without a lot of time and disruption to their current business activities. We sell our toolkit for $79 as an instant download, and medical and dental practices across the country have flocked to our site to purchase it."
Other options for businesses include subscription services that help them identify identity theft, as well as protection-oriented solutions that verify client identity using a variety of proprietary methods.
Whichever solution is best for your practice, remember that the deadline is only a few days away.
About the Author
Scott Keith is the sales director for i-Comply, the leading provider of compliance tools for physicians. You can learn more about i-Comply's solutions and services at http://www.icomplymd.com
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1994 Opus One Proprietary Red Wine 60 L Imperial owc US $2,949.50
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12 Bottles 2008 Peter Michael Les Pavots Proprietary Red Wine RP 95 WS 98 US $2,240.58
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1988 Opus One Proprietary Red 60 L US $1,837.70
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 1997 Joseph Phelps Insignia Proprietary Red Wine RP 96 US $230.40
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 12 Bottles 2006 Havens Black Blue Proprietary Red Wine US $222.50
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 2006 HARLAN ESTATE PROPRIETARY REDRED WINERP 96 US $201.50
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 2006 Joseph Phelps Insignia Proprietary Red Wine RP 95 US $128.64
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 Pahlmeyer Napa Valley Proprietary Red 2007 US $124.99
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 3 Bottles 2007 Beaulieu Reserve Tapestry Proprietary Red Wine RP 91 US $123.50
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 1999 Pahlmeyer Proprietary Red Napa Valley US $119.10
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 1998 OPUS ONEPROPRIETARY BLENDRED WINE US $105.50
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 1999 OPUS ONEPROPRIETARY BLENDRED WINE US $105.50
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 2006 Arietta Proprietary Red H Block Hudson Vineyard RP 91 US $68.75
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 1998 Chateau Saint Jean Cinq Cepages Proprietary Red Wine US $65.57
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 2005 Col Solare Proprietary Red RP 94 US $61.81
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 2002 Swanson Alexis Proprietary Red US $59.99
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 2009 Dominus Napanook Proprietary Red Wine RP 92 US $54.95
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 1996 Viader Vineyards Proprietary Red Wine US $54.95
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 2008 Chateau Saint Jean Cinq Cepages Proprietary Red Wine RP 94 US $52.73
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 2000 JOSEPH PHELPSINSIGNIAPROPRIETARY BLENDRED WINE US $50.00
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 2006 Robert Craig Affinity Proprietary Red Wine RP 92 US $46.07
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 2006 CAYUSE VINEYARDFLYING PIGPROPRIETARY BLENDRED WINE US $32.77
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 2 2009 ROBERT FOLEYPROPRIETARY REDTHE GRIFFINRED WINE US $27.04
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 2006 Havens Black and Blue Proprietary Red Napa Valley US $25.53
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 1997 FRESCOBALDI LUCE LUCEPROPRIETARY BLENDITALYRED WINE US $12.27
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 US 2½¢ RED REVENUE PROPRIETARY OVERPRINTED McKR APR 7 US $4.50
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 0395 US RB14a 4 cent red brown Proprietary used attractive US $2.93
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 0394 US RB15b 4 cent red Proprietary used very faint cancel SCV $6 US $2.25
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 2006 SLOANASTERISKPROPRIETARY BLENDRED WINE US $.99
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